The NCISS PI Insurance Plan
Brownyard
Programs has developed a liability insurance program that is
specifically designed for small private investigation
agencies with up to 5 investigators. The program is endorsed
and sponsored by the National Council of Investigation &
Security Services, Inc., which is the largest independent
security guard and investigation association in the U.S. A
master policy has been issued in the name of the association
and each individual NCISS member that participates in the
program becomes an Additional Named Insured on the policy
with all the rights & privileges of a policyholder. The
premiums for the program are lower than most other programs,
because of the master policy concept, which significantly
reduces the administrative costs associated with the
issuance of individual policies. The NCISS PI Insurance Plan
includes the following major features:
COVERAGE
-
Comprehensive General Liability—Basic
premises and operations coverage
-
Professional Liability/Errors and
Omissions—Includes coverage for financial loss
-
Assault and Battery—Includes coverage
for ALL assaults—not only assaults
wherein reasonable
force is used to protect persons or property.
-
Personal Injury—False arrest, libel and
slander, invasion of privacy, etc.
-
Contractual Liability—Coverage for hold
harmless/indemnification contracts or agreements
-
Additional Insured—Coverage available
at an additional charge
-
Independent Contractors
LIMITS
$1,000,000 per occurrence and $2,000,000
aggregate.
COMMON ANNIVERSARY
DATE
Because the program utilizes a master
policy, the policy contains a common anniversary date for
all participants. Should a company join after the common
anniversary date, its premium will be pro-rated. The
policy’s common anniversary date is March 5th.
INSURANCE COMPANY
The NCISS Master Policy underwriter is rated
"A" (Excellent) in Best’s Key Rating Guide. The master
policy is written in the State of New York on a non-admitted
basis.
© 2004 Brownyard Programs Ltd. All rights reserved.
